PlanetHealthCare.com Terms and Conditions and Privacy Policy

The following terms and conditions of use (the “Terms and Conditions”) govern your use of the PlanetHealthCare.com website. By accessing this site, you are acknowledging and accepting these Terms and Conditions as applied to your use of the site. If you do not agree to these Terms and Conditions, you may not access or otherwise use the Site.

The PlanetHealthCare.com Privacy Policy and Terms and Conditions are subject to change at any time at its discretion without prior notice. The subsequent use of this site after any such changes to the Terms and Conditions and Privacy Policy signifies both acknowledgment and acceptance of such changes. Please consult these Terms and Conditions and Privacy Policy regularly.

Service

PlanetHealthCare.com is a referral service which matches requests from pre-qualified individuals ("Consumers") with individuals and entities that offer products or services (“Agents”) including, but not limited to, insurance plans and /or policies and related products.

PlanetHealthCare.com is NOT an insurance company or insurance agent and does not provide insurance quotes to the Consumer. PlanetHealthCare.com is not a health provider, or in any way affiliated with any government program or agency.

Insurance quotes are provided by licensed insurance professionals and/or agents who are members of our network. We strongly encourage you to talk to a licensed insurance professional, face to face if possible, before buying any insurance products or services.

Our service is absolutely free to consumers, and comes with no guarantee or warranty expressed or implied.

All information you provide is solely used for the purpose of providing you with quotes. We will never sell, give, or otherwise transfer your personal information to any person or entity other than the insurance companies, agents, and representatives we work with. Some insurance companies may request a credit score.

PlanetHealthCare.com is not involved in the actual transaction between the Consumer and Agent. Consequently, PlanetHealthCare.com cannot ensure that any transaction will occur between the Consumer and Agent. Further, if a transaction does occur, PlanetHealthCare.com claims no control over the quality, safety or legality of the item or service sold to the Consumer.

------------------------------------------------------------------------

Agents

In addition to our privacy statement, all subscribing insurance companies, agents, and representatives must sign an agreement stating that personal information cannot be sold, given, or transferred, except as required in the normal course of business.

Insurance companies and agents will provide you with their privacy policy should you decide to engage in a transaction with them or become their customer.

------------------------------------------------------------------------

You represent and warrant to PlanetHealthCare.com that, to the best of your knowledge and ability, any and all information submitted by you to PlanetHealthCare.com is true and accurate.

PlanetHealthCare.com is committed to data security, and protects your personally identifiable information.